Have you been watching the stock market the past several days? Are you a bit sea sick? Up 150+ points one day; down 100+ points the next. Then up again, then down again. Is this really a way to assure wealth building?
If you watch this everyday (every minute), know how to profit from these quick movements and are nimble enough to react, then you might do okay. Most of us don't have the time nor inclination to sit in front of a computer screen throughout the day.
Many have decided that they have had enough of this erractic stock movements and have considered a more reliable, passive investment for their assets. These folks have discovered the opportunity to invest in trust deeds and promissory notes secured by real estate.
If you are interested in hearing more on how to passively invest in trust deeds and promissory notes secured by real estate, please contact me. I submit that an investor's goal would to seek opportunities for a stable, secured return on their investments, especially passively, which means they don't need to actively monitor this asset; just collect a check.
Cody
Friday, March 4, 2011
Monday, February 21, 2011
Baby Boomers Go Bust: 401(k) Plans Fall Short for Retirement
The 401(k) generation is beginning to retire, and it isn't a pretty sight.
The retirement savings plans that many baby boomers thought would see them through old age are falling short in many cases.
The median household headed by a person aged 60 to 62 with a 401(k) account has less than one-quarter of what is needed in that account to maintain its standard of living in retirement, according to data compiled by the Federal Reserve and analyzed by the Center for Retirement Research at Boston College for The Wall Street Journal. Even counting Social Security and any pensions or other savings, most 401(k) participants appear to have insufficient savings. Data from other sources also show big gaps between savings and what people need, and the financial crisis has made things worse.
For the rest of the article, please click the link below. If you are interested in hearing more information about passive investing in real estate, please let me know.
http://www.foxnews.com/us/2011/02/20/baby-boomers-bust-401k-plans-fall-short-retirement/?test=latestnews
The retirement savings plans that many baby boomers thought would see them through old age are falling short in many cases.
The median household headed by a person aged 60 to 62 with a 401(k) account has less than one-quarter of what is needed in that account to maintain its standard of living in retirement, according to data compiled by the Federal Reserve and analyzed by the Center for Retirement Research at Boston College for The Wall Street Journal. Even counting Social Security and any pensions or other savings, most 401(k) participants appear to have insufficient savings. Data from other sources also show big gaps between savings and what people need, and the financial crisis has made things worse.
For the rest of the article, please click the link below. If you are interested in hearing more information about passive investing in real estate, please let me know.
http://www.foxnews.com/us/2011/02/20/baby-boomers-bust-401k-plans-fall-short-retirement/?test=latestnews
Saturday, August 21, 2010
Make Your Money Work for You
I located a book on Amazon that explains in depth about becoming a passive investor in real estate by investing in Trust Deeds. Developing a substantial cash flow from passive investing is a worthy goal. Check out the information in this book, then contact me for implementation.
http://www.amazon.com/gp/product/1434312704?ie=UTF8&tag=digitalstories&linkCode=as2&camp=1789&creative=390957&creativeASIN=1434312704
http://www.amazon.com/gp/product/1434312704?ie=UTF8&tag=digitalstories&linkCode=as2&camp=1789&creative=390957&creativeASIN=1434312704
Saturday, August 7, 2010
Finding Gold at a Yard Sale
I just picked up at a yard sale for $1 Robert Kiyosaki’s Rich Dad Poor Dad Cash Flow Quadrant on audio cassette. Imagine that; one whole dollar. Such wealth of information for such a price. I listened to the beginning of the first cassette driving home from the yard sale and was reminded about the four quadrants.
The reader talked about the differences of the right side and the left side of the quadrant. One difference is that there are few tax breaks for those on the left side of the quadrant, and many tax breaks for those on the right side of the quadrant. Another difference is that on the left side of the quadrant, YOU are doing the work. On the right side, others, or your money, are doing the work. Doesn’t that sound like a better way? Sure does to me. I like the saying “Don’t work for money; have money work for you.”
The point I am trying to make in a short time is that many of you reading this or know others that are doing the work from the left side of the quadrant, and you could be making money from the right side of the quadrant. Drilling down a bit more, many of you have, or know others that have, retirement funds that are not working well for you.
So, I remind you, that you can purchase real estates, or invest in notes secured by real estate from a self-directed IRA. I work with a “facilitator” that can assist in setting up the proper LLC for your IRA so you can invest your money and become a passive investor in real estate. If you would like to know more about this, please contact me.
Isn’t it about time you take control of your financial future and move over to the right side of the quadrant?
The point I am trying to make in a short time is that many of you reading this or know others that are doing the work from the left side of the quadrant, and you could be making money from the right side of the quadrant. Drilling down a bit more, many of you have, or know others that have, retirement funds that are not working well for you.
So, I remind you, that you can purchase real estates, or invest in notes secured by real estate from a self-directed IRA. I work with a “facilitator” that can assist in setting up the proper LLC for your IRA so you can invest your money and become a passive investor in real estate. If you would like to know more about this, please contact me.
Isn’t it about time you take control of your financial future and move over to the right side of the quadrant?
Wednesday, July 21, 2010
Some Final Thoughts on this Series
There are many investments you can make, each of which has certain benefits. Passive real estate investments have many benefits, perhaps the largest is that you earn profits without any work whatsoever except signing your 'John Hancock' on the legal paperwork and providing the agreed-upon funds.
It really is about as close to getting something for nothing as possible. Unlike stocks and bonds, these investments are not difficult to understand. Unlike high yield investment of other kinds, there is virtually no risk involved.
Whether your goal is to provide a better life for yourself and your family, retire wealthy, retire early, or if you simply want to sit back and watch your money grow and grow, you'll find passive real estate investing is a simple, easy, safe and secure way to really earn 5 to 7% profit.
Passive real estate investments will earn profit for those smart people who use this method of earning fora as long as people need places to live. As long as there are people on this planet, homes and real property will remain an asset that doesn't vanish and can't become 'worthless paper' as can some other investments.
Of course, do not enter into any type of investment without studying the details of contracts, learning of any possible tax benefits or liabilities, and checking with your unbiased, professional financial advisor. Keep in mind, however, that you need an unbiased advisor; your bank will probably tell you not to invest in passive real estate. After all, they want your money in a low-profit investment such as a certificate of deposit or an IRA so they can turn your money into 'soft money' and use it to make their own passive real estate investments!
For more information, please contact me at www.nwpropertyoptions.com, or northwestpropertyoptions@gmail.com.
It really is about as close to getting something for nothing as possible. Unlike stocks and bonds, these investments are not difficult to understand. Unlike high yield investment of other kinds, there is virtually no risk involved.
Whether your goal is to provide a better life for yourself and your family, retire wealthy, retire early, or if you simply want to sit back and watch your money grow and grow, you'll find passive real estate investing is a simple, easy, safe and secure way to really earn 5 to 7% profit.
Passive real estate investments will earn profit for those smart people who use this method of earning fora as long as people need places to live. As long as there are people on this planet, homes and real property will remain an asset that doesn't vanish and can't become 'worthless paper' as can some other investments.
Of course, do not enter into any type of investment without studying the details of contracts, learning of any possible tax benefits or liabilities, and checking with your unbiased, professional financial advisor. Keep in mind, however, that you need an unbiased advisor; your bank will probably tell you not to invest in passive real estate. After all, they want your money in a low-profit investment such as a certificate of deposit or an IRA so they can turn your money into 'soft money' and use it to make their own passive real estate investments!
For more information, please contact me at www.nwpropertyoptions.com, or northwestpropertyoptions@gmail.com.
Monday, July 19, 2010
The Legal Documents
Clearly, you want to be sure your investments are legally documented in such a way that you are protected, right? Of course, you do. Passive real estate investments are no different.
For decades, people have sought mortgages from lenders, usually banks or high-powered lenders to pay for a home. The mortgage is just a legal document stating that the person will pay the lender back the principle plus interest. Mortgages still exist today.
Another legal vehicle has come into use for real estate financing that is known as a "trust deed". This is the legalese term for the papers that create the most common form of contract for passive real estate investing. It streamlines the legal process if they do not receive the agreed-upon payments and interest - profits- on time. The trust deed includes a power of sale clause that allows the property to be liquidated quickly should payments stop. Unlike private mortgages, there are no worries about your capital being tied up for years in court if there were ever a default.
Next Post: Closing Thoughts
For decades, people have sought mortgages from lenders, usually banks or high-powered lenders to pay for a home. The mortgage is just a legal document stating that the person will pay the lender back the principle plus interest. Mortgages still exist today.
Another legal vehicle has come into use for real estate financing that is known as a "trust deed". This is the legalese term for the papers that create the most common form of contract for passive real estate investing. It streamlines the legal process if they do not receive the agreed-upon payments and interest - profits- on time. The trust deed includes a power of sale clause that allows the property to be liquidated quickly should payments stop. Unlike private mortgages, there are no worries about your capital being tied up for years in court if there were ever a default.
Next Post: Closing Thoughts
Friday, July 16, 2010
Why don't Banks invesst if this is so great?
Banks DO invest in passive real estate investments. If someone needs a place to call home, they locate a residential property and ask a bank or other lending institution to give them money - investment principle - which they will repay over a period of time, plus they will pay the bank interest - profit - in addition to the original sum requested to purchase the home.
The financial institution doesn't do any work on the house or manage the property in any way; the bank just takes in their profits in the form of interest. The financial institution does, however, hold the first mortgage to the real estate. The financial institution also is named as the entity to be paid first by insurance if there is a loss due to fire or disaster.
In other words, the lending institutions are doing the same thing that passive real estate investors do! However, because financial institutions borrow funds, earn funds from other functions and services they perform, the money is considered to be 'soft money'. In other words, it is not necessarily cash or liquefied assets.
Passive real estate investments are 'hard money' because the person investing in the passive real estate actually removes money from a stock fund, mutual fund, savings account, checking account, or other asset and uses the very real money to make their investment into the passive real estate market.
Why should banks and other financial institutions get all the benefits of passive real estate investments? Why shouldn't you earn some of the profits available from these safe, secure investments?
Next Post: The Legal Documents
The financial institution doesn't do any work on the house or manage the property in any way; the bank just takes in their profits in the form of interest. The financial institution does, however, hold the first mortgage to the real estate. The financial institution also is named as the entity to be paid first by insurance if there is a loss due to fire or disaster.
In other words, the lending institutions are doing the same thing that passive real estate investors do! However, because financial institutions borrow funds, earn funds from other functions and services they perform, the money is considered to be 'soft money'. In other words, it is not necessarily cash or liquefied assets.
Passive real estate investments are 'hard money' because the person investing in the passive real estate actually removes money from a stock fund, mutual fund, savings account, checking account, or other asset and uses the very real money to make their investment into the passive real estate market.
Why should banks and other financial institutions get all the benefits of passive real estate investments? Why shouldn't you earn some of the profits available from these safe, secure investments?
Next Post: The Legal Documents
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